| Programme | Card | Entitled? | Allowance | Notes | Lounge list | Bank page | T&C | Travel insurance | KF miles per RM1k (local / overseas) | Enrich miles per RM1k (local / overseas) |
|---|---|---|---|---|---|---|---|---|---|---|
| Maybank World Elite | 3128 | Yes | 16 visits a year: 12 Plaza Premium / Plaza Premium First / Sky Lounge, 4 Travel Club. Shared with guest. | Travel Pass also shows 1 free pass on 3128. | Maybank list Travel Club list | π | Etiqa: accident RM2m; no medicalEtiqa (cert 7 Oct 2024). Accident death RM2m; missed flight RM1k, baggage delay RM1k, baggage loss RM3k. No medical or cancellation cover. Needs the full fare charged to the card; spouse and children under 23; up to 90 days a trip. Official policy / T&C (latest on bank site) | 160 / 400 | 160 / 400 | |
| Maybank KrisFlyer Amex Platinum Credit Card (not the Platinum Charge card) | 5892 | Yes | 5 complimentary Plaza Premium visits a year, worldwide (Maybank Plaza Premium T&C). Guests and children 2 to 11: 25% off. | Confirmed by Leonard 23 Oct 2026: this is the Platinum Credit Card, not the Platinum Charge card. Sky Lounge (Subang) is not in the terms for this card. | KrisFlyer Platinum page Plaza Premium T&C | π | Etiqa: accident RM750k; no medicalEtiqa (cert Jan 2022). Accident RM750k (page says up to RM750k); missed connection RM500, baggage delay RM500, baggage loss RM1,000 in the text (table shows RM1,500). No medical cover. Needs the entire fare charged to the card. Official policy / T&C (latest on bank site) | 400 / 500 | n/a | |
| Maybank Visa Infinite | 6240 | Yes | 5 Plaza Premium visits a year; 20% off walk-in rate after that; 3 hours. | Principal card only. Same Plaza Premium outlets as 3128 (no Travel Club or Sky Lounge). | Maybank list | π | Etiqa: accident RM2m; no medical (assumed Visa Infinite cert; confirm)Etiqa. Assumed to be the Maybank Visa Infinite certificate (1 Jan 2021, same as 4525): accident RM2m; missed flight RM1k, baggage delay RM1k, baggage loss RM3k; repatriation RM5k; no medical. Needs the fare charged to the card. The certificate on Maybank's Premier page is the Reserve Amex one, so confirm with Maybank. Official policy / T&C (latest on bank site) | 160 / 400 | 160 / 400 | |
| Maybank Visa Infinite Mercedes-Benz | 4525 | Yes (confirmed 23 Oct 2026) | 5 complimentary Plaza Premium Lounge and Sky Lounge (Subang) visits a year, per the Mercedes-Benz card page. | Confirmed on Maybank's Mercedes-Benz card page (Maybank Treats). The page does not name the Visa Infinite variant or describe travel insurance (it links a Certificate of Insurance). | Maybank list | π | Etiqa: accident RM2m; no medicalEtiqa (Maybank Visa Infinite cert, 1 Jan 2021). Accident death RM2m; missed flight RM1k, baggage delay RM1k, baggage loss RM3k; repatriation RM5k. No medical cover. Needs the fare charged to the card; up to 90 days a trip. Official policy / T&C (latest on bank site) | 160 / 400 | 160 / 400 | |
| RHB Premier Visa Infinite | 8806 | Yes (Tier A) | 3x on activation, up to 9x with RM1,000 spend a month, unlimited at RM100,000 spend a year. | Supp cards qualify too, each with its own quota from its own spend (not pooled). Supps: 1787, 0132, 9612, 4187. Quota left not checked. | RHB list | π | RHB: accident RM2m; medical RM95kRHB Insurance (cert Infinite TPA 1.1.2016, the one on RHB's page; page says up to RM2m). Accident RM2m; emergency medical RM95k per family (RM380 deductible); evacuation RM380k; flight delay 4h RM800; baggage loss RM2k. Entire fare charged to the card. Official policy / T&C (latest on bank site) | 44 / 714 | 67 / 1,250 | |
| UOB PRVI Miles Elite | 2533 | Yes | 8 visits, Plaza Premium Lounge, 8 countries. | Principal only. Supps 9876 / 5434 / 8463 get none. | UOB PRVI list | π | Liberty: accident RM300k; medical RM100kLiberty (PDS 12-2025). Accident RM300k; overseas medical RM100k; trip cancellation RM16k a trip; evacuation RM100k; flight delay 4h RM2.5k; baggage loss RM12k overseas. Medical and inconvenience cover needs the entire fare charged to the card; cardmember under 70. Official policy / T&C (latest on bank site) | 83 / 833 | 83 / 833 | |
| UOB Privilege Banking Visa Infinite (Leonard) | 7222 | Yes | 12 visits a year via DragonPass (Airport Companion app). UOB's page says worldwide with one guest. | Confirmed by Leonard 23 Oct 2026. Not the plain Visa Infinite. Per T&C: principal card only, 1 guest allowed but it uses one of the 12, only 1 card per visit; a supplementary entering is charged to the principal account. Outlet list: UOB Privilege list, read 23 Oct 2026 (see UOB outlets below). | UOB Privilege list | π | Liberty: accident RM500k; no medicalLiberty (policy wording VER0924, UOB Visa Infinite). Accident up to RM500k; flight delay or missed connection RM1k, baggage delay RM1k, baggage loss RM2k. No medical cover found. Needs the full fare charged to the card. Official policy / T&C (latest on bank site) | 100 / 1,000 | 100 / 1,000 | |
| UOB Visa Infinite (Winnie's card) | 3930 | Yes | 12 visits a year via DragonPass, Asia Pacific. | Winnie's card, not Leonard's. | UOB DragonPass list | π | Liberty: accident RM500k; no medicalLiberty (policy wording VER0924, linked on UOB's Visa Infinite page, same document as 7222). Winnie's card. Accident up to RM500k; flight delay or missed connection RM1k, baggage delay RM1k, baggage loss RM2k. No medical cover found. Needs the full fare charged to the card. Official policy / T&C (latest on bank site) | 83 / 833 | 83 / 833 | |
| CIMB Preferred Visa Infinite | 4304 | Yes, if Preferred conditions met | 8x Plaza Premium (max 4x per half-year); 12x Sky Lounge Subang with RM2,000 spend in the month. | PP valid 1 Jul 2026 to 30 Jun 2027. Sky Lounge to 31 Jan 2027. | Smart Traveller app | π | Berjaya Sompo: accident RM300k; medical RM25k (RM50k family)Berjaya Sompo (T&C 16 Dec 2025). Death or disablement RM300k; overseas medical RM25k per person (RM50k per family); trip cancellation RM25k per family; curtailment RM25k; money and documents RM5k (RM10k per family). Needs the ticket bought in Malaysia with the card, directly from the airline (not a travel agent); cardholder under 75. Official policy / T&C (latest on bank site) | 67 / 533 | 80 / 640 | |
| ππ€· Do not have this card πΈπ« CIMB Private Wealth World Elite | β | Yes (by invitation, Private Wealth clients) | Up to 24x: 12 visits to 1,500+ lounges worldwide via Plaza Premium and Mastercard Travel Pass, plus 12 at Sky Lounge / Sky Lounge Xpress, Subang. | Not on the card register. Shared between principal and supp (a supp uses the same 12). Plaza Premium via card or Smart Traveller app; other overseas lounges via Travel Pass. Valid 18 Aug 2026 to 31 Jan 2027. Guest rules not stated. | CIMB card page | π | AIG: medical USD500k; accident USD500kMastercard Malaysia travel insurance, AIG (World Elite; trips booked from 1 Jan 2025). Accident USD500k international; medical USD500k; cancellation USD7,500; delay and missed connection USD500; baggage USD3,000. Automatic when the entire fare is charged to the card; age 18 to 69; up to 180 days a trip. Official policy / T&C (latest on bank site) | 133 / 667 | 160 / 800 | |
| HSBC Premier Travel (Travel Pass) | 9143 | Yes | 12 a year | 9 of 12 left (read on 23 Oct 2026) | Travel Pass search | β | AIG: medical USD500k; cancel USD5k (register)Mastercard Malaysia travel insurance, AIG (HSBC page: up to USD500,000). Medical USD500k; trip cancellation USD5k; delay USD500; baggage USD5k. Register first at my.mycardbenefits.com; entire fare on the card; age 18 to 69; up to 180 days a trip. Official policy / T&C (latest on bank site) | 125 / 550 | 250 / 1,100 | |
| HSBC Premier World Mastercard | 8251 | Yes | 6 visits a year, Plaza Premium at KLIA T1, Singapore Changi, Hong Kong. | Own HSBC programme, not Travel Pass. Visits used not checked. | HSBC T&C list | π | AIG: medical USD500k; cancel USD5k (register)Mastercard Malaysia travel insurance, AIG (HSBC page: up to USD500,000). Medical USD500k; trip cancellation USD5k; delay USD500; baggage USD5k. Register first at my.mycardbenefits.com; entire fare on the card; age 18 to 69; up to 180 days a trip. Official policy / T&C (latest on bank site) | 67 / 667 | 67 / 667 | |
| SCB Priority Banking Visa Infinite | 9473 | Yes | LoungeKey: 8 visits a year (AUM tier RM350,000 to RM2,999,999; unlimited needs RM3,000,000+). Extra visits and guests USD29 each. | Confirmed by Leonard 23 Oct 2026. Show card + boarding pass and say 'LoungeKey' (card is swiped; LoungeKey app does not work for this card). Principal cardholders; supp terms not stated. | LoungeKey | π | MSIG: medical RM50k; baggage RM1kMSIG (summary May 2025, policy Jan 2024). Overseas medical RM50k (RM25k if 70+), dental RM500, delayed baggage RM1k, emergency assistance RM100k, purchase protection RM10k. Needs at least one charge to the card during the trip; cardholder and spouse only. Official policy / T&C (latest on bank site) | 143 / 714 | 143 / 714 | |
| SCB Journey World Mastercard | 8880 | Yes | Unlimited complimentary Plaza Premium Lounge at KLIA and klia2 for principal cardholders on international flights (valid international boarding pass). Guests 20% off. | From SCB's Journey page, 23 Oct 2026. | SCB Journey page | π | AIG: medical USD100k (register)Mastercard Malaysia travel insurance, AIG (SCB page: up to USD100,000; doc dated 2022). Medical USD100k; evacuation USD100k; hospital cash USD100 a day. No cancellation cover. Register first; entire fare on the card; up to 180 days a trip. Official policy / T&C (latest on bank site) | 100 / 500 | 100 / 500 | |
| AmBank Enrich | 9013 | Yes, MH flights only | Malaysia Airlines Golden Lounge only: Visa Platinum 4x a year, redeemed as an e-voucher in the MH app (AmBank page). No outlet list on AmBank's page. | Confirmed by Leonard 23 Oct 2026. | AmBank Enrich page | β | Liberty: accident RM500k; no medicalLiberty (VER1225). Platinum is Card Type 1: accident RM500k; missed connection RM600; travel delay RM600; baggage delay RM600; baggage loss RM1,300. No medical cover. Needs the full fare charged to the card. Official policy / T&C (latest on bank site) | No KF transfer | n/a |